Disability Insurance

      Welcome to the disability insurance section of our Web Site. This section covers the basics of disability insurance. If you would like to get an individual disability insurance quote simply complete and submit the appropriate form.

Fewer than three in 10 households have enough savings to withstand even three months without income.

The U.S. Bureau of Labor Statistics' national compensation survey also found that roughly 70% of working Americans have access to medical care, 52% life insurance and 46% dental care, compared with just 30% for a Long Term Disability product.

Yet our chances of a disabling accident or injury are pretty high: At age 30, for example, you have more than a 50% chance of being disabled for three months or longer before you turn 65, according to the Council for Disability Awareness. One in seven U.S. workers are disabled for five years or more, and disabilities cause 50% of all mortgage foreclosures.

The time to get Disability Insurance is when you are healthy and being unable to work is the farthest thing from your mind.

When was the last time you planned on getting hurt?

No one ever expects an accident. But they will still happen to 1 in 4 of us. And accidents can hurt your wallet as much as they hurt you. That's why it pays to protect your financial security now.

When you get injured, Accident Insurance pays benefits that can help you:

  • take care of your monthly bills
  • pay for the extra costs of an injury
  • preserve your savings
  • get by until disability benefits start

    Please call us for more information.